| Loan to value |
Maximum 65% of the appraisal value (not always equal to the sales price) |
| Debt to income |
Maximum net salary to spend to installment for total loan position 50% |
| Valuation of income |
Only salary income transferred to a bank account, average profit of the last 2 years, pension income |
| Maximum amount |
No maximum |
| Minimum amount |
€ 30.000 euro |
| Nationalities |
All countries that have a reciprocal agreement with Turkey. Click here for the full list |
| Maturity |
5,10,15 and 20 years |
| Loan in YTL |
Yes |
| Loan in euro |
Yes |
| Loan in Dollars |
Yes |
| Loan in British pound |
Yes |
| Interest types |
Fixed |
| Early repayment |
Possible (2% penalty fee) |
| Property valuation |
Done by DenizBank or appointed appraisal by Denizbank, pre-valuation paid by DenizBank |
| Age of application |
25 -70 years |
| Maximum age at end of maturity |
70 years |
| DASK: nature disaster insurance, House insurance; |
To arrange via DenizBank, |
| Life insurance |
No obligation |
| Off plan mortgage |
Yes, with full bank guarantee from constructor for the total loan amount |
| Monthly installment payments |
Automatic payment from a DenizBank account |
| Validity of the pre offer |
4 months |
| Extension of validity of the pre offer (except interest rate) |
Until 18 months (1% extra commission required) |
